The Secret

Barely two years ago, I had met The Secret through the Oprah Winfrey Show. As soon as I opened my eyes in the late morning, I turned on the TV set and it was tuned in to Oprah’s program. She was guesting the people behind The Secret! This intrigued me (and maybe attracted me too) so I then secured a book for my keep. I even have the DVD version!


What is The Secret?


The Secret is simply the secret of the great men and women of all ages. It emphasizes an Eastern Philosophy which adheres to the principle that like attracts likes, thoughts attract similar thoughts, and condition attracts similar conditions. Though many are aware of this principle but only a few practice it. So then it remained a secret in history until The Secret revealed it and proved it. A reason why literally, we can only count through our fingers the number of prosperous and greatly successful people of all times!


It is evident in Psychology that you’re ought to be optimistic rather than pessimistic. Positive thoughts attract events, things, and circumstances of the same frequency level. Negative conditioning, to be specific, always leads to unpleasant results. Napoleon Hill, one of the famous inspirational writers scribed: What the mind can conceive and believe, can be achieved. Keep that in mind.


Simply, if you appreciate all the goodness in life, the more that good things will happen to you. You may not know when or how, but they will just pop up out of nowhere. The Whole Universe will conspire with you and provide you what you have thought of! If you fill your mind with regrets, fears, failures, and all negative thoughts, then you will magnet same occurrences! You will even attract people of the same sentiments!


Every thought is a cause, and every circumstance is just an effect.


Photography has been my passion. Lately, I was inclined into fashion photography. Out of nowhere, here comes a former friend.  She presented a proposal:


          Business name


          Pacier Studio’s Modeling Agency, Inc.




          We are a modeling agency, supplying the advertising, fashion,  magazines, and, media industry with models for family, style, products, and services.

          We accept models, aging one-year old to early teens, teens, young adults, and adults.


Your thought is just like a magnet. Driven by a strong desire, it can bring you the best things in life.

Wealth, an instrument to holiness

I am not an authority yet about this subject. So, I just borrow first ideas from everywhere – from foreign and local authors, successful people, net, seminars I have attended, the simple street vendors, etc. But, as I have said, I am doing each advice. In time, I suppose, I can already share my ideas about this subject.  

Wealth itself is not an evil. If used to serve Him and other people, then wealth is a tool for holiness. An instrument that can lead us to Him.  

Below, is another article I got from MSN. A nice read again!   


Getting rich is simpler than you think

Blend three ingredients — a paycheck, discipline and time — and, you, too, can be a millionaire. It’s not always easy, but it’s simple. And you have no excuse not to do it.   Read the rest of this entry »

Check your assets

Guys, this is a nice read from MSN Money, Got $2,200? In this world, you’re rich.  

Keep inspired by the experts!


A global study reveals an overwhelming wealth gap, with the world’s three richest people having more money than the poorest 48 nations combined.

By MarketWatch

The richest 2% of the world’s population owns more than half of the world’s household wealth.

You may believe you’ve heard this statistic before, but you haven’t: For the first time, personal wealth — not income — has been measured around the world. The findings may be surprising, for what makes people “wealthy” across the world spectrum is a relatively low bar.

The research indicates that assets of just $2,200 per adult place a household in the top half of the world’s wealthiest. To be among the richest 10% of adults in the world, just $61,000 in assets is needed. If you have more than $500,000, you’re part of the richest 1%, the United Nations study says. Indeed, 37 million people now belong in that category. Read the rest of this entry »

Start on your first $1 million at age 16 (same applies to Philippine peso)

Eversince, I have been addicted to reading articles about investments. If the article seems good and applicable in the present situation of our country, I cut it and follow the tips. So far, I am doing each, bit by bit, day by day. I can somehow see some good results. I never lose anything. Everyday is a happy day, because I also see my future with security. Not myself alone, but my family as well.

Below, is an easy-to-follow tip in making one’s purse big. Not immediately, but bit by bit. We always bear in my mind: success is not a destiny, it is a journey. Much, fiancial success. We just change the $ into pesos, right? Same rules apply to those who are aspiring for that success. We make it now.  

(I cannot recall if I got this from Yahoo or MSN.)

Start on your first $1 million at age 16

By Scott Burns 

It’s easier than you think to become a millionaire. The magic combo? Getting an early start saving and having the discipline not to raid the piggy bank.  

Here’s a simple recipe to become a millionaire:

Work four summers, starting at age 16 

Save the income in a Roth IRA account 

Invest it in a simple, low-cost equity portfolio 

Simmer slowly for 47 years 

Serve ungarnished (and untaxed) at age 67 

This is the first recipe in my new Small Change Millionaire Cookbook, an occasional series of columns with a single purpose — demonstrating different ways small amounts of money can be turned into a large amount of money. Just as a mere 10 calories a day of additional food can pack on a pound a year, small change can become large amounts of money.  

The good news is that money grows faster than fat. Calories don’t have the benefit of compound annual growth. 

Many people fail to diet because the end goal seems so far away. So it is with saving and investing:

Most people fail because it is nearly inconceivable that a few dollars a day or a well-timed gift can be turned into that magical sum. Start investing with $100.Explore ournew ETF center.   

Fast-food millionairesA million dollars. It has such a nice sound. 

So let me show you how four summer jobs can become your first million. 

Let’s suppose that you are 16 years old, in high school, and willing to work. Let’s also suppose that you can clear about $2,000 over the course of a summer, if only because a doting grandparent puts money in the Roth while you take your earnings to school. If you invest in a Roth IRA, it will grow, tax-free, for as long as you have the account. All withdrawals from the account after age 59 1/2 will be tax-free. 

If your money is invested in common stocks and you achieve the average compound annual rate on large-capitalization U.S. stocks, 10.7%, your account will grow to $9,378 at the end of the fourth year. You will be 20 years old. Invested in the same way, with no additional savings, the account will grow to:

$25,917 by the time you are 30 

$71,625 by the time you are 40 

$197,943 by the time you are 50 

$547,037 by the time you are 60 

And $1,114,423 by the time you are 67

And you will have started and finished all of your saving before turning age 21. 

Worth the risk

Note that this plan does not require investment brilliance. It does depend on two things, an early start and tenacity. If you invested in small company stocks, whose long-term annual return clocks in at 12.5 percent annually, you could have much more money. (Try $2.4 million.) Similarly, you could diversify to reduce your risk and make your 47-year ride more comfortable. But you would do it at the expense of a somewhat lower return. 

The “Yes, but” crew will be happy to tell you that $1 million isn’t what it used to be. I can remember people telling me this in the ’60s. It is as true now as it was then. Millionaires are, well, just dreadfully common. 

Even so, the number of millionaires is relatively small. And being a millionaire is a better choice than being a pauper. 

The same crew will be happy to tell you that the future won’t repeat the past, that SARS, terrorism or some other misfortune will cripple the future, or that we will be crushed by a rising China. Similarly, an actuary might tell you that you have a substantial chance of being dead by 67. 


But so what? 

All you’ve got to risk is four summers.

Too broke to save money? Never

As I mentioned, I would be posting here more tips to achieve financial success.  Below is an article from MSN by Liz Pulliam Weston.


Tips about cutting back on vacations seem downright cruel if you’re barely hanging on. But even paycheck-to-paycheck types can save money. Here’s how you can do it. 

Liz Pulliam WestonJason Adair is irritated by all the stories he sees about how to save money. 

Most of what he reads on the Internet or sees on television seems targeted at people who actually have budget fat to trim, not people who are truly living paycheck to paycheck — like he is, supporting a family of three on a single income of $40,000 a year.  Take just one bit of typical belt-tightening advice: “Eat out less!” Adair, an information technology worker from Morrisville, N.C., wonders how that would be possible. 

“Please, spending $15 at Arby’s every other month is a splurge. My wife and I have not purchased a meal in a real restaurant in about three years,” Adair wrote MSN Money in an e-mail. “I want to see an article that helps people that are truly struggling.” 

Adair’s got a good point. When it’s a matter of cutting out a few lattes or trips to the mall, saving money can be relatively easy — maybe not fun, but certainly not excruciating. When you’re facing a choice between paying the electric bill and buying health insurance, advice on saving money can seem like a sick joke.  Next >>

how manly a man is…

Way, way back, Fr. Noli Alparce (a co-seminarian by then) invited my friends and me for a 3-day summer vacation in their dwelling at Tabaco, Albay. The most interesting part is when his parents, Judge and Mrs. Orlando Alparce, shared us about the story of their family. From their courtship, to their marriage, and down to their family… How they maintained the flame of affection, values and morals in the family. For me it was too ideal, but they did it as a couple!… A living ideal family, I consider.
Before and after meal, one of us would pick a prayer from a wooden box and recite it. After the prayer, the couple shared their love story. We were so “kilig!”…
Whew!…. everything is good in that family! They do not just have beautiful house, but good family members as well! A real home! No wonder, the couple passed their values to the children.
The highlight — before we went home they shared with us the speech of Vidal Tan. Judge Orlando Alparce read the speech to us with passion. He dedicated the speech to his wife. The couple kept the speech for decades. And they shared it with us.
It depicts about love of children and family. Being good husband and wife, and good parents. Being good children.
In honor of the great values Alparce family shared with us, me too, I kept the speech. For the record, twice had I just shared it. I only share to those who can appreciate values in the family.
I bestow this speech to my parents. Who reared us with discipline and values. I also offer this to all good women, and good moms, who continuously strengthen family values. To all the good dads, and all would-be good dads.

To those who may have contrary beliefs, I pray, that they too, would appreciate and honor family values.
Read on…you could pick some secret in choosing a good partner. And how to be a good one as well. We all dream for a good family. And it all starts from us. Not when we get there, but now.
My gratitude to the Alparce family, especially to Judge and Mrs. Orlando Alparce. It is my honor to imitate what you have taken.
(Speech delivered by President Vidal Tan before the U.P. Women’s Club on June 28, 1952.)
I would like to thank the U.P. Women’s Club for giving me the opportunity to speak before the female student body of the University of the Philippines. On this occasion, I will speak to you about a subject dear to my heart. You all know that I have not been blessed with children, much more a daughter. So I will tell you what I would do if only I had a daughter. 
If I had a daughter, I am sure I would love her dearly. I would take good care of her health, of her education, and of her morals. I would try very hard to train her so that the things she would ask for are not frivolous and foolish. I would try very hard so that she develops a sound appreciation of relative values, a desire to work with her hands, a non-too-materialistic attitude towards life, and a sincere friendship for those below her.
I would encourage her to be seriously religious because I know that religion is the safest protection that I could imagine for her. It will tell her in a clear-cut and decisive fashion the things that she should do and the things that she should not do. It will be to her a guide in her norm of conduct, a rule which if she follows would insure her the greatest amount of peace of mind.  I know that if she takes her religion seriously she will find in it a great source of comfort and strength, and will offer her the greatest feeling of security. I would be sure that if she is in trouble she would know what to do; that if she is in grief she would be strong to stand it. 
However, I would not want her to be fanatically religious. I want her to take up her religions with sanity and with reason…. Religion would be her most priceless possession, her strongest tool, her greatest guarantee to happiness.
I expect my daughter to be charming, not beautiful. Indeed I would be afraid if she is beautiful; because more often than not, physical beauty is a hindrance rather than a help to her happiness. There is a danger that her beauty would make her selfish, vain, proud and lazy.
I would tell her that not all women can be beautiful, but all can be charming. I would tell her that while beauty fades with the years, charm grows, mellows and acquires a rich bouquet as her hair turns from black to grey.
I would tell her that the main ingredients of charm are sincerity, interest in people, a genuine friendliness for them, neatness, and physical cleanliness. Of these qualities, the most important is sincerity. There must be genuineness in her feelings, in her words, and her attitudes.
I would send her to college in order that she may get a basic background of the fundamental experiences, that she may view life with greater appreciation and confidence, and the world with greater understanding and sympathy. I would want her to have education so that she learns to love books, because they are her best friends and because they would keep her growing, instead of falling into a rut or stagnation. I like to see her go to college, so that in case that she has to live through life alone, she can make a living and take care of herself.
Before she falls in love with a boy – and I suppose someday she would and should – I would caution her about falling in love with a handsome boy just because he is handsome. Boys gifted by nature in this manner are generally spoiled and self-conceited. I would advise my daughter to look instead for a manly man who has energy, enthusiasm and ambition. He does not have to be rich, but he must be a man of promise and a man willing to work.
She would not allow him any liberties, which in the eyes of other boys would cheapen her…. Girls who are popular among boys because of these freedoms are generally left standing by the aisle when the wedding march is played.
How can you tell whether a boy means well or not? How can you tell whether he would make a good husband? Unfortunately, so far no chemical reaction or mathematical formula has yet been discovered that would answer this question. But these chances can be minimized by carefully observing the behavior of the man she likes to marry – whether he is honest, whether he is clean, whether he is ambitious, whether he is neat, how he treats the poor, how he acts towards his superiors, how he behaves under fire, in victory and in defeatBut one of the safest guides is whether he takes his religion seriously or not. While this is not an absolute guarantee that would make a good husband, it is the best one I know.
I would tell when she gets married that she should learn to love her work at home, that being a mother is the most important role that any woman can ever expect to do. This is the most valuable contribution that any woman can make to society. The rearing of good children is her main task.
I know that many a so-called modern woman rebels against the drudgery of cooling and dishwashing, against those periodic incarcerations when the beginnings of motherhood change her physical appearance and confine her to her home… If there are women who are successful in their professions and successful mothers at the same time, I feel that they are too few to prove a rule, sufficient to prove an exception. As far as I know, there has never been known a good substitute for a good mother to growing children.
The crying need of the world has always been, is, and will be for good and wise men. Men without these Christ-like qualities have been responsible for most of the sorrows and for all the wars that have scourged the world. Who is going to produce these men with goodness in their hearts? Will it be the housewife who is making a vain attempt to be a mediocre doctor? Will it be the woman politician who goes home after the children have already gone to bed? Will it be the society matron who entrusts the rearing of children to “amahs”?
If we want to make this world a better place for our children than it has been for us, then the women of every nation must be willing to do a certain amount of this disagreeable work as a price that they have to pay for that peace, just as men spend days and nights in the bowels of the earth, digging coal to keep the hearth warm, just as men spend hours in the hot sun tilling the soil to produce cereals that were once the concern of the women, just as men are willing to go through the hell of wars to win peace for their wives and children and themselves.
This then is the picture of my imaginary daughter — one I will never have. Perhaps, God in His infinite wisdom saw it fit not to give me a daughter so that all of you — the women of this great University — will all be my daughters. 

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