Too broke to save money? Never

As I mentioned, I would be posting here more tips to achieve financial success.  Below is an article from MSN by Liz Pulliam Weston.

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Tips about cutting back on vacations seem downright cruel if you’re barely hanging on. But even paycheck-to-paycheck types can save money. Here’s how you can do it. 

Liz Pulliam WestonJason Adair is irritated by all the stories he sees about how to save money. 

Most of what he reads on the Internet or sees on television seems targeted at people who actually have budget fat to trim, not people who are truly living paycheck to paycheck — like he is, supporting a family of three on a single income of $40,000 a year.  Take just one bit of typical belt-tightening advice: “Eat out less!” Adair, an information technology worker from Morrisville, N.C., wonders how that would be possible. 

“Please, spending $15 at Arby’s every other month is a splurge. My wife and I have not purchased a meal in a real restaurant in about three years,” Adair wrote MSN Money in an e-mail. “I want to see an article that helps people that are truly struggling.” 

Adair’s got a good point. When it’s a matter of cutting out a few lattes or trips to the mall, saving money can be relatively easy — maybe not fun, but certainly not excruciating. When you’re facing a choice between paying the electric bill and buying health insurance, advice on saving money can seem like a sick joke.  Next >>

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